How Much Can I Borrow?
- How much you spend each month on regular commitments
- Whether you are paid a basic salary, bonuses, commission or overtime
- If you are self employed
- The amount of deposit you have
- Your age and whether you are looking to borrow beyond your retirement date
One of the most important considerations in determining how much you can borrow is the lender and its lending criteria. Each lender has different criteria and as whole of market brokers we are perfectly placed to match the right lender to your borrowing needs. Sometimes it can be possible to borrow more than the indicative calculator on our website demonstrates; that is where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.